Last Modified: November 21, 2025

1. Acceptance of Terms: These terms and conditions (“Terms”) set govern your access to and use of the website https://henrybowles.com (“Website”) and any of the functionality, products, and services offered on or through the Website (collectively, “Services”). These Terms form a legally binding agreement between you (“User,” “you” or “your”) and Henry Bowles LLC d/b/a The Henry Bowles Company (the “Henry Bowles Company,” “we,” “us” or “our”). If you are entering into these Terms on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to these Terms, in which case the terms “User,” “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the Terms, you must not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the Terms and our Privacy Policy, located at (the “Privacy Policy”), which is incorporated herein by reference. You acknowledge that these Terms form a contract between you and us, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services. If you do not agree to abide by these Terms, you are not authorized to access or use the Website and Services.

2. Prohibited Uses: In addition to other terms as set forth in these Terms, you are prohibited from using the Website and Services or content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, state, or local regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to submit false or misleading information;
(f) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Website and Services, third-party products and services, or the Internet; or (g) to interfere with or circumvent the security features of the Website and Services, third-party products and services, or the Internet. We reserve the right to terminate your use of the Website and Services for violating any of the prohibited uses or for any other reason at any time.

3. Intellectual Property Rights: “Intellectual Property Rights” means all present and future rights conferred by statute, common law or equity in or in relation to any copyright and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights to inventions, rights to use, and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted rights to claim priority from such rights and all similar or equivalent rights or forms of protection and any other results of intellectual activity which subsist or will subsist now or in the future in any part of the world. These Terms do not transfer to you any intellectual property owned by the Henry Bowles Company or third parties, and all rights, titles, and interests in and to such property will remain solely with the Henry Bowles Company or such third parties, as applicable. All trademarks, service marks, graphics and logos used in connection with the Website and Services are trademarks or registered trademarks of the Henry Bowles Company or its licensors. Other trademarks, service marks, graphics and logos used in connection with the Website and Services may be the trademarks of other third parties. Your use of the Website and Services grants you no right or license to reproduce or otherwise use any of the Henry Bowles Company or third-party trademarks and/or intellectual property.

4. Feedback and Suggestions: If you (or any employee or contractor of a customer) send or transmit any communications or materials to the Henry Bowles Company by mail, email, telephone, or otherwise suggesting or recommending changes to our Website and/or Services, including without limitation new features or functionality relating thereto, or any comments, questions, suggestions, or the like (“Feedback”), unless otherwise agreed, the Henry Bowles Company is free to use such Feedback irrespective of any other obligation or limitation between the parties governing such Feedback.  

5. Reliance on Information Posted: The information presented on or through the Website or the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to or user of the Website or the Services, or by anyone who may be informed of any of the contents thereof.

6. Changes to the Website: We may update the content on the Website from time to time, but its content is not necessarily complete or up to date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material. 

7. Information About You and Your Visits to the Website: All information we collect on the Website is subject to the Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

8. Links from the Website: If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to the Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

9. Geographic Restrictions: The owner of the Website is based in the State of Florida in the United States. We provide the Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

10. Disclaimers: 

A. TO THE FULLEST EXTENT PROVIDED BY LAW, THE WEBSITE AND ALL PRODUCTS AND SERVICES OFFERED ON THE WEBSITE OR OTHERWISE BY THE HENRY BOWLES COMPANY ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY WHATSOEVER, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY (A) WARRANTY OF MERCHANTABILITY; (B) WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE; OR (C) WARRANTY AGAINST INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A THIRD PARTY. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. YOU AFFIRM THAT WE SHALL NOT BE LIABLE, UNDER ANY CIRCUMSTANCES, FOR ANY BREACH-OF-WARRANTY CLAIMS OR FOR ANY DAMAGES THERETO.

B. THE WEBSITE AND THE SERVICES DO NOT CONSTITUTE, AND NEITHER THE HENRY BOWLES COMPANY NOR ANY OF ITS REPRESENTATIVES IS ENGAGED IN, THE PRACTICE OF MEDICINE OR THERAPY. THE WEBSITE AND THE SERVICES ARE NOT INTENDED TO TREAT, DIAGNOSE, CURE, OR PREVENT ANY DISEASE OR CONDITION. THE WEBSITE AND THE SERVICES ARE NOT A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE OR THERAPY SERVICES, NOR ARE THEY INTENDED TO BE RELIED UPON BY ANY PERSON OR ENTITY FOR PURPOSES OF MEDICAL OR MENTAL HEALTH DIAGNOSIS, TREATMENT, OR THERAPY. IF YOU REQUIRE MEDICAL ADVICE OR THERAPY, YOU SHOULD SEEK THE SERVICES OF A COMPETENT AND LICENSED MEDICAL PROFESSIONAL OR THERAPIST.

11. Limitation of Liability; No Third-Party Beneficiaries: TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL WE OR ANY INDEMNIFIED PARTY (DEFINED BELOW) BE LIABLE UNDER OR IN CONNECTION WITH THESE TERMS, THE WEBSITE, THE SERVICES, OR YOUR USE OR ACCESS THEREOF UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING WITHOUT LIMITATION BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, AND OTHERWISE, FOR ANY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION: (a) DIRECT DAMAGES; (b) CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL, ENHANCED, OR PUNITIVE DAMAGES; (c) INCREASED COSTS, DIMINUTION IN VALUE OR LOST BUSINESS, PRODUCTION, REVENUES, OR PROFITS; (d) LOSS OF GOODWILL OR REPUTATION; (e) USE, INABILITY TO USE, LOSS, INTERRUPTION, DELAY, OR RECOVERY OF ANY DATA, OR BREACH OF DATA OR SYSTEM SECURITY; OR (f) COST OF REPLACEMENT GOODS OR SERVICES, IN EACH CASE REGARDLESS OF WHETHER THE HENRY BOWLES COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES OR SUCH LOSSES OR DAMAGES WERE OTHERWISE FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. THESE TERMS DO NOT AND ARE NOT INTENDED TO CONFER ANY RIGHTS OR REMEDIES UPON ANY PERSON OTHER THAN YOU. 

12. Indemnification: You agree to indemnify and hold the Henry Bowles Company and its affiliates, suppliers, service providers, and licensors and its and their respective directors, managers, owners, officers, employees, agents, successors, and assigns (the “Indemnified Parties”) harmless from and against any liabilities, losses, damages or costs, including reasonable attorneys’ fees, incurred in connection with or arising from any third-party (including your employees, any carrier or customer, and any other party) allegations, claims, actions, disputes, or demands as a result of or relating to your content, your use of the Website and Services, your violation of these Terms, or any gross negligence or willful misconduct on your part.

13. Severability: If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability will not affect any other term or provision or invalidate or render unenforceable such term or provision in any other jurisdiction. If any provision or portion of any provision of these Terms shall be held to be illegal, invalid, or unenforceable by a court of competent jurisdiction, the remaining provisions or portions thereof shall remain in full force and effect. 

14. Waiver: No waiver by the Henry Bowles Company of any term or condition set out in these Terms shall be effective unless in writing and signed by the Henry Bowles Company. No waiver by the Henry Bowles Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of the Henry Bowles Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

15. Entire Agreement: The Terms and our Privacy Policy constitute the sole and entire agreement between you and us regarding the Website and the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website and the Services.

16. Governing Law and Jurisdiction: All matters relating to the Website, the Services, or these Terms and any disputes arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by the substantive and procedural laws of Florida without regard to its rules on conflicts or choice-of-law rules. Any legal suit, action, or proceeding arising out of or related to these Terms, the Website, or the Services will be instituted exclusively in the state courts located in Naples, Florida or the United States District Court for the Middle District of Florida, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, or proceeding. 

17. Changes and Amendments: We reserve the right to modify these Terms, or any other terms related to the Website and Services, at any time at our discretion. An updated version of these Terms will be effective upon the later of the date posted or the effective date set forth in the updated version. Your continued use of the Website and Services after the effective date of the revised Terms (or such other act specified at that time) will constitute your consent to those changes.